Homeowners Insurance
Homeowners Insurance is a combination of many coverages. It is important to Insure a Home for an amount equal to rebuild in a total loss. Many policies will also pay an amount toward Additional Living Expenses while your home is being repaired. Most Home Insurance excludes rising water, or Flood. A separate policy is necessary. If you have valuable jewelry, furs, paintings, etc. you will need additional coverage. It is also important, if you have a pet, to check if the policy covers Animal Liability.
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